Looking For A Boat Loan At The Best Rate Without the Typical Bait and Switch Tactics Or Hidden Fees?

BoatFi is The #1 Financing Solution That Is Customized To Suit Your Individual Needs

Apply In As Little As 5 Minutes


After experiencing firsthand the issues related to boat financing we knew there could be a better way to make boat buying easy and straightforward by cutting out the middle man and it’s how BoatFi was born.

Personalized Service:

From your first inquiry to the final paperwork, you’ll receive dedicated support tailored to your unique situation

Transparent and Straightforward:

We value clarity and simplicity, ensuring you’re well-informed throughout the entire process without any hidden fees or surprises.


Our application process is optimized for speed and ease, aiming for fast approvals and quick closings to get you on the water sooner.

How to Apply for a Boat Loan with BoatFi: A Simple 3-Step Process

Securing financing for your dream boat is an exciting step towards adventure and leisure on the water. With BoatFi, the process of applying for a boat loan is straightforward and designed with your convenience in mind. Here’s how to navigate the application process:

Find Your Dream Boat

Start by identifying the boat that fits your lifestyle and budget. Once you have an idea of what you're looking for, take a moment to review the competitive interest rates we offer to ensure you're getting a great deal.

Apply for a loan

After selecting your boat, it’s time to apply for financing. Provide us with details about the boat you intend to purchase and some information about your financial situation. We’ll then review your application and explore loan programs tailored specific to your needs.

get matched with the perfect loan

Once approved! We’ll handle the paperwork and ensure your loan is funded promptly. Our process is designed to move quickly, from application to approval and closing, so you can start enjoying your new boat as soon as possible.

Hear From Real BoatFi Customers



Get a reliable estimate on your monthly payment using our boat loan calculator.

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The BoatFi Advantage:

Tailored Financing Solutions

Secured loans for new and used boats, including refinancing options and exclusive construction programs to build your dream boat.

Expertise and Trust

Backed by a strong foundation in finance and accounting, we've closed countless deals with funding surpassing hundreds of millions of dollars.

No Hidden Fees

Transparent, straightforward financing without the dreaded bait-and-switch tactics.

Comprehensive Support

From application to approval within hours, and closing within days, we can even help with your boat insurance needs.


Your Dream Boat Awaits!

Apply for a loan at BoatFi, where we make your dream of boat ownership a reality with an easy and enjoyable process. Fill out the application below by clicking the button for a free personalized boat loan consultation, and let us guide you to owning your dream boat.


Have More Questions?

Applying is easy! Just visit our website, fill out the application form with details about the boat you're interested in and your financial information. We'll match you with the best loan option tailored to your needs.

What types of boats can I finance with BoatFi?

You can finance a wide range of boats, from small fishing boats to large yachts, both new and used. If you have a specific boat in mind, let us know, and we'll work to find the best financing solution for you.

Are there any eligibility criteria for applying for a boat loan?

Yes, there are a few basic criteria, such as a minimum credit score and age of the boat. However, we pride ourselves on flexibility and will do our best to work with you to find a financing solution that fits your situation.

How long does the loan approval process take?

We aim for speed and efficiency in our approval process. In many cases, you can receive approval within hours or by the next business day, depending on the loan size and your financial details.

Can I Finance A Boat Into A LLC, Corporation, Or Trust?

Yes, we have many loan programs available that are tailored to this purchase. More information is needed to determine eligibility. We are happy to assist on these acquisitions and have great experience in this field.

Can I refinance my existing boat loan with BoatFi?

Absolutely! We offer refinancing options that could lower your monthly payments or reduce your interest rate. Contact us to discuss how we can help you with refinancing.

Do I need boat insurance before securing a loan?

Yes, insurance is required to close on your boat loan. We can guide you through the process of obtaining boat insurance, ensuring you meet all the necessary requirements.

What are the loan terms and interest rates?

Loan terms can extend up to 240 months, with interest rates varying based on the current market and your financial profile. We update our rates regularly to ensure you're getting the best deal.

Can I get a loan for a boat if I live outside the continental United States?

Currently, our financing services are available for residents of the 48 contiguous states. Unfortunately, we do not offer loans for residents of Hawaii or Alaska at this time.

How can I get in touch with BoatFi for more questions?

You can contact us through our website, via email, or by phone. Our team is here to provide you with personalized assistance and answer any questions you might have.

BoatFi LLC powered by Intercoastal Financial Group LLC

655 21st Street
Vero Beach, FL 32960


 (772) 882-8871

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